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This website is owned and operated by Vanguard Investments Switzerland GmbH. Vanguard Investments Switzerland GmbH reserves the right, at its discretion, to change, modify, add to, or remove portions of these terms and conditions at any time and to restrict access to any areas of this website at any time, without notice or liability. Vanguard Investments Switzerland GmbH suggests that you check these terms and conditions periodically for changes. If you use this website after changes are posted to this section, you accept the changed terms and conditions.
These terms and conditions are specific to this website and do not relate to any site of The Vanguard Group, Inc. ("VGI") or the site of any other member of The Vanguard Group of Companies (as defined under "About Vanguard Investments Switzerland GmbH" below), although VGI and other members of The Vanguard Group of Companies do have certain rights under these terms and conditions, as provided for in these terms and conditions. These terms and conditions are intended to be enforceable by Vanguard Investments Switzerland GmbH and VGI and also by other members of The Vanguard Group of Companies, as well as by you.
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This website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. The distribution of the information contained in this website in certain countries may be restricted by law and, accordingly, persons who access it are required to inform themselves about and to comply with any such restrictions. When using this website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries and Vanguard Investments Switzerland GmbH and each other member of The Vanguard Group of Companies disclaims all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.
Vanguard Investments Switzerland GmbH is registered in Switzerland with registration number CH-020.4.044.473-3 and has its registered office at Rooms 202-3-4 Bahnhofstrasse 52 Zurich, CH 8001 Vanguard Investments Switzerland GmbH is a member of a group of companies of which VGI, incorporated in Pennsylvania, USA, is the ultimate holding company ("The Vanguard Group of Companies").
Products and services described in this website may not be suitable for all users.The material contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so.
The information on this document does not constitute legal, tax, or investment advice. You must not, therefore, rely on the content of this document when making any investment decisions.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested. The value of any investment may fall or rise as a result of change in exchange rates. Some funds may invest in emerging markets which can be more volatile than more established markets. As a result the value of any investment may rise or fall. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Fixed interest securities also carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Investments in smaller companies may be more volatile than investments in well-established blue chip companies. Some funds may invest in derivatives. The risks associated with the use of derivatives are different from, or possibly greater than, the risks associated with investing directly in securities and other traditional investments. There is no assurance that any derivative strategy used by any fund will succeed and a fund may suffer a substantial loss as a result. Past performance is not a reliable indicator of future results.
The Manager of Vanguard Investment Series plc and Vanguard Funds plc is Vanguard Group (Ireland) Limited. Vanguard Investments Switzerland GmbH has been appointed as distributor for the relevant sub-funds in Switzerland.
Vanguard Investment Series plc and Vanguard Funds plc have been authorised by the Central Bank of Ireland as UCITS umbrella funds with segregated liability between sub-funds. A number of these sub-funds have been registered for public distribution in Switzerland. Prospective investors requiring further information are referred to the relevant ' prospectus for the fund and sub-funds. Prospective investors are also urged to consult their own professional advisors on the implications of making an investment in, and holding or disposing shares of the funds and the receipt of distributions with respect to such shares under the law of the countries in which they are liable to taxation.
The Representative and the Paying Agent in Switzerland is BNP Paribas Securities Services, Paris, succursale de Zurich, Selnaustrasse 16, 8002 Zürich. Copies of the Articles of Incorporation, the Prospectus, the Key Information Documents, and the annual and semi-annual reports of the Fund may be obtained free of charge from the Representative in Switzerland or via our website https://global.vanguard.com/.
Vanguard Investments Switzerland GmbH only gives information on products and does not give investment advice based on individual circumstances. If you have any questions related to your investment decision or the suitability or appropriateness for you of the product[s] described on this website, please contact your financial adviser.
This website provides general information about Vanguard Investments Switzerland GmbH and its business, including information about the services it offers. The materials on this website are for information purposes only. Nothing on this website constitutes legal, tax or investment advice. You must not, therefore, rely on the content of this website when making any investment decisions. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any materials on this website before making any decisions based on such materials. In exchange for using such materials, you agree not to hold Vanguard Investments Switzerland GmbH or any member of The Vanguard Group of Companies liable for any possible claim for damages arising from any decision you make based on the materials made available to you through this website.
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You grant Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies and each of their affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable, and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in the sole discretion of Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party. Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.
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You acknowledge that Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies and/or their vendors may or may not (but are not obligated to) monitor User Content, but that Vanguard Investments Switzerland GmbH, VGI and other members of The Vanguard Group of Companies shall have the right in their sole discretion to monitor, post, move, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.
Vanguard Investments Switzerland GmbH is in no way responsible for the content of any site owned by a third party that may be linked to this website via hyperlink, whether such hyperlink is provided by Vanguard Investments Switzerland GmbH or by a third party. Where this website contains links to other sites and resources provided by third parties, these links are provided for your information only. Vanguard Investments Switzerland GmbH has no control over, and does not prepare, edit or endorse, the contents of those sites or resources and neither Vanguard Investments Switzerland GmbH nor any other member of The Vanguard Group of Companies makes any representation as to the accuracy, timeliness, suitability for use, or completeness of any of such sites or resources and has not and will not review or update them. You will use any such third-party content at your own risk.
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Pursuant to Section 512(c)(2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, Vanguard designates an agent as described below to receive notifications of claimed copyright infringement by mail: Pamela Crocker Senior Counsel, The Vanguard Group, Inc., P.O. Box 2600, V-26, Valley Forge, PA 19482-2600.
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Copyright © 2017, Citigroup Index LLC. All rights reserved. "Citigroup", "Citi" and other service marks and trademarks related to Citigroup Index LLC are trademarks and service marks of Citigroup Inc. or its affiliates, are used and registered throughout the world, and are used under license for certain purposes by Vanguard. The investment fund offered herein is not sponsored, endorsed, sold or promoted by Citigroup Index LLC ("Citigroup Index"), and Citigroup Index makes no representation regarding the advisability of investing in such fund. Reproduction of the Citigroup Index data and information in any form is prohibited except with the prior written permission of Citigroup Index. Although such data and information is believed to be reliable, Citigroup Index does not guarantee the accuracy, adequacy, completeness or availability of any data and information and is not responsible for any errors or omissions or for the results obtained from the use of such data and information. CITIGROUP INDEX GIVES NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall Citigroup Index be liable for any direct, indirect, special or consequential damages in connection with any use of the Citigroup Index data and information.
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The Dow Jones indexes (the "Indexes") are products of Dow Jones Indexes, licensed trademarks of CME Group Index Services LLC ("CME"), and have been licensed for use. "Dow Jones®" and "Dow Jones Indexes" are service marks of Dow Jones Trademark Holdings, LLC ("Dow Jones"), have been licensed to CME, and have been sublicensed for use for certain purposes by The Vanguard Group, Inc. The Vanguard Group Inc.'s funds and/or ETFs based on the Indexes are not sponsored, endorsed, sold or promoted by Dow Jones, CME or their respective affiliates and Dow Jones, CME and their respective affiliates make no representation regarding the advisability of investing in such product(s).
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London Stock Exchange Group companies include FTSE International Limited ("FTSE"), Frank Russell Company ("Russell"), MTS Next Limited ("MTS"), and FTSE TMX Global Debt Capital Markets Inc. ("FTSE TMX"). All rights reserved. "FTSE®", "Russell®", "MTS®", "FTSE TMX®" and "FTSE Russell" and other service marks and trademarks related to the FTSE or Russell indexes are trademarks of the London Stock Exchange Group companies and are used by FTSE, MTS, FTSE TMX and Russell under licence. All information is provided for information purposes only. No responsibility or liability can be accepted by the London Stock Exchange Group companies nor its licensors for any errors or for any loss from use of this publication. Neither the London Stock Exchange Group companies nor any of their licensors make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the FTSE Indices or the fitness or suitability of the Indices for any particular purpose to which they might be put.
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Vanguard Annuity Access is offered in collaboration with Hueler Investment Services, Inc. through the Income Solutions platform. Income Solutions is a registered trademark of Hueler Investment Services, Inc. and used under license. United States Patent No. 7,653,560.
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Morningstar data © 2021 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) does not constitute investment advice offered by Morningstar; and (4) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
The funds or securities referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities. The prospectus or the Statement of Additional Information contains a more detailed description of the limited relationship MSCI has with Vanguard and any related funds.
Dividend Achievers is a trademark of The NASDAQ OMX Group, Inc. (collectively, with its affiliates, "NASDAQ OMX") and has been licensed for use by The Vanguard Group, Inc. Vanguard mutual funds are not sponsored, endorsed, sold, or promoted by NASDAQ OMX, and NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE VANGUARD MUTUAL FUNDS.
Reader's Digest and the Pegasus logo are registered trademarks of The Reader's Digest Association, Inc. Used under license.
The Russell Indexes and Russell® are registered trademarks of Russell Investments and have been licensed for use by The Vanguard Group, Inc. The products are not sponsored, endorsed, sold or promoted by Russell Investments and Russell Investments makes no representation regarding the advisability of investing in the products.
S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P") and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Vanguard. The S&P Index is a product of S&P Dow Jones Indices LLC and has been licensed for use by Vanguard. The Vanguard Fund(s) is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P or their respective affiliates, and none of S&P Dow Jones Indices LLC, Dow Jones, S&P nor their respective affiliates makes any representation regarding the advisability of investing in such product(s).
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SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC.
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"Wilshire 4500" and "Wilshire 5000" are trademarks and "Wilshire" is a service mark of Wilshire Associates Incorporated and they have been licensed for use by The Vanguard Group, Inc. ("Vanguard"). The Vanguard funds and/or ETFs (the "Products") are not sponsored, endorsed, sold or promoted by Wilshire Associates Incorporated or any of its subsidiaries or affiliates, and they make no representation regarding the advisability of investing in the Products.
Automated Form and Signature Capture Technology Licensed under Comfidex U.S. Patents 6,189,009 and 6,725,220.
Vanguard owns issued patents for its Vanguard Exchange-Traded Funds ("Vanguard ETFs") under U.S. Patent Nos. 6,879,964; 7,337,138; 7,720,749; 7,925,573; and 8,090,646.
Vanguard owns issued patents for its Auto-Rebalancing methodology under U.S. Patent Nos. 7,149,713 and 7,552,079.
Vanguard owns issued patents for its Bond ETF Dividend Declaration model under U.S. Patent Nos. 7,792,725 and 8,175,944.
Vanguard owns issued patents for its Personal QDI Calculation Process under U.S. Patent No. 7,953,661.
Vanguard owns issued patents for its Managed Payout Funds under U.S. Patent Nos. 8,180,695; 8,185,464; and WIPO Application No. WO2009/036276.
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YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. VANGUARD INVESTMENTS SWITZERLAND GMBH DOES NOT ACCEPT ANY LIABILITY IF FOR ANY REASON THIS WEBSITE IS UNAVAILABLE AT ANY TIME OR FOR ANY PERIOD.
Information and opinions contained on this website have been compiled or arrived at by Vanguard Investments Switzerland GmbH from sources believed to be reliable. However, to the extent permitted by law, Vanguard Investments Switzerland GmbH, each other member of The Vanguard Group of Companies and other third parties affiliated to Vanguard Investments Switzerland GmbH hereby expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect, incidental, special, punitive, exemplary or consequential loss or damage of any kind incurred by any user in connection with this website or in reliance on the information or opinions contained in it or by anyone who may be informed of any of the contents of this website at any time, or by any user or any such other person in connection with the use, inability to use, or results of the use of this website or any sites linked to it or materials posted on it. This does not affect Vanguard Investments Switzerland GmbH's liability for any loss or damage which cannot be excluded or limited under applicable law and does not exclude or restrict any duty or liability that Vanguard Investments Switzerland GmbH has to any person under the regulatory system in Switzerland.
NEITHER VANGUARD INVESTMENTS SWITZERLAND GMBH NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE UNDER ANY CIRCUMSTANCES INCLUDING BUT NOT LIMITED TO NEGLIGENCE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS WEBSITE, EVEN IF VANGUARD INVESTMENTS SWITZERLAND GMBH OR A VANGUARD INVESTMENTS SWITZERLAND GMBH-AUTHORISED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The internet is not a completely reliable transmission medium and neither Vanguard Investments Switzerland GmbH nor any other member of The Vanguard Group of Companies accepts any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from Vanguard Investments Switzerland GmbH or any other member of The Vanguard Group of Companies. Any such transmission of information is entirely at your own risk. This does not exclude or restrict any duty or liability that Vanguard Investments Switzerland GmbH has to any person under the regulatory system in Switzerland.
You agree to indemnify, defend and hold harmless The Vanguard Group of Companies, its subsidiaries and affiliates, and each of its and their officers, directors, employees and agents, from and against all claims, demands, liabilities, damages, losses or expenses, including legal fees and costs, arising out of or related to your improper access to or use of this website, or any violation by you of these terms and conditions.
All content on this website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. No reliance should be placed on this information in making any decision.In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
The rights granted to you herein terminate immediately upon any v iolation by you of these terms and conditions. Vanguard Investments Switzerland GmbH, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this website at any time and for any reason whatsoever, without notice or liability. Neither Vanguard Investments Switzerland GmbH nor any member of The Vanguard Group of Companies will be liable to you or any third party for any termination of your access to or use of this website.
Vanguard Investments Switzerland GmbH may collect and process the following data about you in accordance with these terms and conditions:
Vanguard Investments Switzerland GmbH may disclose your personal data to other members of The Vanguard Group of Companies, including, without limitation, those outside the European Economic Area for the purposes stated above. Vanguard Investments Switzerland GmbH may also disclose your personal data to agents and service providers (within and outside the European Economic Area) of The Vanguard Group of Companies for the purposes stated above (who may also collect and process your personal data), to third parties located outside the European Economic Area for purposes similar to those stated above or if Vanguard Investments Switzerland GmbH or any other member of The Vanguard Group of Companies are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply these terms and conditions or other agreements, or to protect the rights of Vanguard Investments Switzerland GmbH, their customers or others. By using this website, you consent to processing of your personal data in accordance with these terms and conditions and you warrant that all data provided by you is accurate.
If you would like to receive a copy of any personal data that Vanguard Investments Switzerland GmbH holds or a description of that personal data, please contact Vanguard Investments Switzerland GmbH at enquiries@vanguard.co.uk.. This request will incur a fee of up to £10. You may also ask for any inaccurate information to be corrected or deleted.
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You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of this website. Unless you have adjusted your browser setting so that it will refuse cookies, Vanguard Investments Switzerland GmbH's system will issue cookies when you log on to this website.
These terms and conditions are governed by and shall be construed in accordance with the laws of Switzerland. The Swiss courts will have non-exclusive jurisdiction over any dispute arising from, or related to, use of this website and it is a condition of using this website that you waive any objection to proceedings in such courts on the grounds of venue or that proceedings have been brought in an inconvenient forum, although each of Vanguard Investments Switzerland GmbH and each other member of The Vanguard Group of Companies retains the right to bring proceedings against you for breach of these terms and conditions in your country of residence or any other relevant country.
If any provision of these terms and conditions is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and conditions and will not affect the validity and enforceability of the remaining provisions of these terms and conditions. These terms and conditions represent the entire agreement between you and each member of The Vanguard Group of Companies relating to the subject matter herein.
Issued by Vanguard Investments Switzerland GmbH.