If you're saving for retirement you can enter into a Pillar 3a pension plan which invests in Vanguard index funds.
Coop Finance+ Pillar 3a is a Liberty pension solution for Swiss investors operated by Coop in collaboration with Glarner Kantonalbank (financial services provider) and Vanguard. The Coop Finance+ Pillar 3a investment solution is based on Vanguard’s model portfolio capabilities and the following index funds.
Underlying funds
Please click on the below tiles in order to be able to view more product information or the fund’s legal documentation.
The information provided on this website constitutes an advertisement for Vanguard ESG Developed World All Cap Equity Index Fund CHF Acc, Vanguard ESG Developed World All Cap Equity Index Fund CHF Hedged Acc, Vanguard ESG Emerging Markets All Cap Equity Index Fund CHF Acc, Vanguard ESG Global Corporate Bond Index Fund CHF Hedged Acc, Vanguard U.S. Government Bond Index Fund CHF Hedged Acc, Vanguard Euro Government Bond Index Fund CHF Hedged Acc. You may find the Prospectus and the Key Information Document for the products advertised through this website on the respective product pages. The information provided on this website may constitute a financial service in the form of a purchase and/or sale of financial instruments within the meaning of the Swiss Financial Services Act ("FinSA"). However, no investment advice or asset management services will be provided to you. Consequently, there is no requirement to assess the appropriateness and suitability under FinSA.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
Some funds invest in securities which are denominated in different currencies. Movements in currency exchange rates can affect the return of investments.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.
Important Information
This is a marketing communication.
For further information on the funds’ investment policies and risks, please refer to the prospectus of the UCITS and to the KID before making any final investment decisions. The KIDs for these funds are available in local languages, alongside the prospectus via Vanguard’s website.
The information contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares, and the receipt of distribution from any investment.
Potential investors will not benefit from the protection of the FinSA on assessing appropriateness and suitability.
The Manager of Vanguard Investment Series plc is Vanguard Group (Ireland) Limited. Vanguard Investments Switzerland GmbH is a financial services provider, providing services in the form of purchase and sales according to Art. 3 (c)(1) FinSA . Vanguard Investments Switzerland GmbH will not perform any appropriateness or suitability assessment. Furthermore, Vanguard Investments Switzerland GmbH does not provide any services in the form of advice. Vanguard Investment Series plc has been authorised by the Central Bank of Ireland as a UCITS. Prospective investors are referred to the Funds' prospectus for further information. Prospective investors are also urged to consult their own professional advisors on the implications of making an investment in, and holding or disposing shares of the Funds and the receipt of distributions with respect to such shares under the law of the countries in which they are liable to taxation.
Vanguard Investment Series plc has been approved for offer in Switzerland by the Swiss Financial Market Supervisory Authority (FINMA). The information provided herein does not constitute an offer of Vanguard Investment Series plc in Switzerland pursuant to FinSA and its implementing ordinance. This is solely an advertisement pursuant to FinSA and its implementing ordinance for Vanguard Investment Series plc. The Representative and the Paying Agent in Switzerland is BNP Paribas Securities Services, Paris, succursale de Zurich, Selnaustrasse 16, 8002 Zurich. Copies of the Articles of Incorporation, KID, Prospectus, Declaration of Trust, By-Laws, Annual Report and Semiannual Report for these funds can be obtained free of charge from the Swiss Representative or from Vanguard Investments Switzerland GmbH via our website.
The Manager of the Ireland domiciled funds may determine to terminate any arrangements made for marketing the shares in one or more jurisdictions in accordance with the UCITS Directive, as may be amended from time-to-time.
For investors in Ireland domiciled funds, a summary of investor rights can be obtained here and is available in English, German, French, Spanish, Dutch and Italian.
The Central Bank of Ireland has granted authorisation for the Vanguard U.S. Government Bond Index Fund to invest up to 100% of net assets in different Transferable Securities and Money Market Instruments issued or guaranteed by any EU Member State, its local authorities, non-EU Member States or public international body of which one or more EU Member States are members. The Vanguard U.S. Government Bond Index Fund invests more than 35% of its scheme property in transferable securities and money market instruments issued or guaranteed by the US.